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Tyrrell County Conventional Mortgage Calculator

Adjust the sliders to model your loan in real time. We have prefilled this page with local benchmark averages for Tyrrell County, North Carolina based on real HMDA transaction records.

Loan Details

Tyrrell County, NC Benchmarks

Conventional averages
Typical Property Value$241,809
Average Down Payment19.8%
Average Interest Rate6.557%
Effective Tax Rate0.63%
Median Tax Paid$1,331/yr
Tax Growth (Historical)+4.7%
Based on 47 regional loans totaling $6,355,000 (HMDA database).
$
%

$47,878 down · $193,931 financed

%
yrs
$

Paid directly to principal

Payoff estimated June 2056

Local & Recurring Costs

%

$127 / month

$

Annual premium

$

Per month

%

$81 / month

Estimated Monthly Payment

$1,591/mo

  • Principal & Interest$1,233
  • Property Tax$127
  • Home Insurance$150
  • PMI$81
Amortization · Remaining Balance

Loan Amount

$193,931

Total Interest

$250,107

Total of Payments

$444,037

Local Market Insights

Tyrrell County Conventional Mortgage Overview

In Tyrrell County, the average conventional loan buyer puts down 19.78%, which is just shy of the 20% threshold needed to avoid Private Mortgage Insurance (PMI). With a median Loan-to-Value ratio of 80.22%, these buyers are very close to building that full 20% equity, allowing them to cancel PMI relatively quickly. The effective property tax rate of 0.63% is modest, but the recent 4.7% inflation-adjusted tax shift means monthly costs are rising. For those using a conventional loan with taxes in Tyrrell County, NC, the higher down payment signals strong credit and lower risk. This data reflects 100% primary residences, not investments.

Disclaimer: This calculator provides estimates for educational purposes only and does not constitute a loan offer or financial advice. Actual rates, taxes, insurance, and fees will vary.